One of the biggest obstacles to investing in real estate is having the money to invest.

In today's post, I want to share the power of crowdfunding your retirement.

Sounds crazy right?

Over the years, it has become common knowledge that real estate has the potential to create millionaires out of ordinary people like you and I.

The question for may is how can we do it when we're living paycheck to paycheck.

That is a bit of a challenge in deed. The second problem face is funding their retirement plan.

Oh boy are these some big issues to tackle today.
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What if I told you that you can actually do both? According to Morgan Stanley, most people need $1.5 - $2 million dollars to last 25-30 years in retirement without any income sources besides your savings and social security.

That's a BIG number. Unfortunately, only 13% of Americans have more than $300,000 saved in their retirement plan. As we approach $1 million, the percentage greatly reduces.

Let's look at real estate and what makes it appealing. Most consider single family or small multi-family real estate as attainable ways to get started in real estate investing. It's where I started. Imagine purchasing a $200,000 investment home and needing $50,000 as a down payment.

For many people, they can do this. There are a lot of people who buy their first home to live in with only a 3.5% or 5% down payment. After living there for a couple of years, they move into another house and make the first house their first rental property.

That process can help over time. The renter will pay the mortgage down over time leaving a nice amount of value in the property as well as "free and clear" income in those golden years. In reality, this is how a lot of people actually get into real estate.

What if I told you that with the same $50,000 you may be able to purchase a $5,000,000 multifamily apartment complex? You're probably thinking I'm a bit out of my mind.

This is where the power of crowdfunding comes in to play.

The down payment for a $5,000,000 property is going to be around $1.250,000+ closing costs of another $3 - 500,000. Who has a couple of mil laying around to invest? Some people do, and most do not.

Here's where it gets really fun.

We put together what is called a syndication to purchase the property. A syndication is a form of crowdfunding sanctioned by the SEC to pool private investor's funds into larger real estate deals. So in the case of a deal needing to raise $1,750,000 it would take 35 investors with $50,000 each to pull the deal together.

Then each investor owns a pro-rata share of the passive income on the deal. The syndication sponsorship team manages the deal and manages the investment distributions etc. to make sure all investors see a handsome reward for their contribution.

How cool is that?
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In a few years, your $50,000 can grow to a few hundred thousand and you'll be investing in $20, 30, or even $50 million dollar assets!

Its all possible through the power of pooled resources and fractional ownership opportunities in real estate syndications.

You make a decent living, but with inflation, its hard to pull together enough to invest in real estate.

With emergencies, kids doctor visits, college funds, etc., how do we manage it all? I know the drill. I've made all the excuses.

Fractional ownership and crowdfunding makes it possible so you can achieve those goals you have.

Ok, the next problem is where to get the $50,000 to invest? Most people automatically assume they can't participate because they don't have $50,000 in their savings.
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Surprisingly a lot of people have lazy idle dollars ebbing and flowing with the stock market in their 401k and IRA accounts. Read through How to invest in real estate using your IRA to learn how you can actually use money in your retirement fund to invest in large syndication deals like this.

Most retirement funds are getting an average of 5-8% return before fees, inflation and taxes. Large syndication deals can easily achieve double digit returns for investors AND provide tax benefits to save money on your taxes.

It's important to discuss the tax advantages of real estate with your tax professional to see how ownership can impact your taxes.

Remember, inflation is almost a friend to the multifamily syndication world. Inflation drives the cost of everything up including rental income which ultimately drives the value of the properties up.

Imagine being able to rewrite the narrative of your retirement plan through a crowdfunding platform like this. Imagine being able to double your retirement account's value every 3+ years. Imagine earning income in your retirement account
tax free or tax deferred (depending on the type of account).

Can you imagine owning millions of dollars worth of real estate with friends and family and all of you becoming millionaires together in retirement?

Will you work longer or retire earlier from the job you hate to enjoy your golden years? How much less stress will you experience if you know your retirement is taken care of?

How much more fun will you have when during your golden years, you actually have gold to live on?

I have an exciting announcement coming that is going to make this idea of crowdfunding your retirement so much more accessible to you. We're working on a platform to open up this sort of opportunity to everyone, not just the super rich.

It is my goal to retire more than 100,000 millionaires in my lifetime and I hope you'll be one of them. Keep your eyes open for the coming platform by the first quarter of 2023.

You have never seen anything like this and its gonna blow your mind at the possibilities to change your life forever.
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